Frequently Asked Questions

1. Do I need good credit to get approved?

No! Our Buy Here Pay Here program is built for no credit, bad credit, and rebuilding credit. Approval is based mainly on income and stability, not your score.

2. What do I need to bring to get approved?

Just the basics:

Driver’s license

Proof of income

Proof of address

Down payment

That’s all you need for same-day approval.

3. How much is the down payment?

Down payments vary by vehicle, but many customers qualify for low down payment options, depending on income and vehicle selection. on Average $2000 down payment will get you approved.

4. How often are payments made?

We offer flexible payment schedules such as weekly or bi-weekly so your payments fit your budget. Depending on situation monthly can be discussed during the structuring of the deal.

5. Do your BHPH vehicles come inspected or with warranty options?

Yes — all BHPH vehicles are inspected before sale, and we offer optional service protection for added peace of mind.

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Start Today. Drive Today.

Start Today. Drive Today. – Get approved fast and drive off in your dream car the same day!

Contact

612 Gilbert Ferry Rd SE, Attalla Alabama 35954

(256) 344-2184

Drive your dream car with confidence – Quality vehicles, unbeatable deals, and exceptional service!

Opening hours

Mon - Fri : 9AM - 6PM

Saturday: 9AM - 4PM

Sunday : Closed

© Mike Richards Automotive L.L.C. ( Main ). 2025. All Rights Reserved.