No! Our Buy Here Pay Here program is built for no credit, bad credit, and rebuilding credit. Approval is based mainly on income and stability, not your score.
Just the basics:
Driver’s license
Proof of income
Proof of address
Down payment
That’s all you need for same-day approval.
Down payments vary by vehicle, but many customers qualify for low down payment options, depending on income and vehicle selection. on Average $2000 down payment will get you approved.
We offer flexible payment schedules such as weekly or bi-weekly so your payments fit your budget. Depending on situation monthly can be discussed during the structuring of the deal.
Yes — all BHPH vehicles are inspected before sale, and we offer optional service protection for added peace of mind.

Start Today. Drive Today. – Get approved fast and drive off in your dream car the same day!

612 Gilbert Ferry Rd SE, Attalla Alabama 35954
(256) 344-2184

Drive your dream car with confidence – Quality vehicles, unbeatable deals, and exceptional service!
Mon - Fri : 9AM - 6PM
Saturday: 9AM - 4PM
Sunday : Closed
© Mike Richards Automotive L.L.C. ( Main ). 2025. All Rights Reserved.